Student VisaOPT/CPT Work AuthSTEM Extension

F-1 Student Visa 2026: Requirements, Application & OPT Guide

The F-1 visa is the most common US student visa, allowing full-time enrollment at accredited US universities and colleges. This guide covers the complete application process, financial requirements, and post-graduation work options (OPT/CPT).

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$350
SEVIS Fee
Paid before interview
12–36 mo
OPT Duration
STEM: up to 36 months
1–8 weeks
Interview Wait
Varies by country
30 Days
Entry Window
Before program start

F-1 Visa Application Process

1

Get Accepted to a SEVP-Approved School

Apply and gain admission to a US school that is approved by the Student and Exchange Visitor Program (SEVP). Most accredited US universities qualify.

2

Receive Your I-20 Form

Your school's Designated School Official (DSO) issues Form I-20, which certifies your enrollment and financial support. This is required for your visa application.

3

Pay the SEVIS Fee

Pay the $350 SEVIS fee at FMJfee.com before your visa interview. Keep the receipt — you'll need it at the consulate.

4

Complete DS-160 Application

Fill out the online DS-160 nonimmigrant visa application form. Upload a photo that meets US visa photo requirements.

5

Schedule & Attend Visa Interview

Book an interview at the nearest US Embassy or Consulate. Bring your I-20, DS-160 confirmation, SEVIS fee receipt, financial documents, and acceptance letter.

6

Enter the US

You may enter up to 30 days before your program start date. At the port of entry, your I-94 is created electronically — check it online within 72 hours.

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F-1 Visa Frequently Asked Questions

Can I work on an F-1 student visa?
On-campus employment is allowed up to 20 hours per week during school and full-time during breaks. Off-campus work requires authorization: Curricular Practical Training (CPT) during your studies, or Optional Practical Training (OPT) — 12 months post-graduation, extendable to 36 months for STEM graduates.
What is OPT and how do I apply?
Optional Practical Training (OPT) allows F-1 students to work in their field of study for up to 12 months after graduation (or 36 months for STEM majors). Apply for OPT through your DSO at least 90 days before your program end date. USCIS processing takes 3–5 months.
Can I stay in the US after my F-1 visa expires?
Your F-1 visa stamp can expire while you're in the US — what matters is your I-20 status and your D/S (Duration of Status) notation on your I-94. You can remain in the US as long as you're enrolled full-time and maintaining status, even with an expired visa stamp.
What financial documents do I need for an F-1 visa?
You must demonstrate sufficient funds to cover tuition and living expenses for at least the first year. Acceptable documents include bank statements (showing 12 months of history), scholarship letters, sponsor affidavits, and financial aid award letters.
Can I change from F-1 to H-1B status?
Yes. Many F-1 students transition to H-1B status after graduation through OPT. Your employer registers you in the H-1B lottery in March. If selected, your H-1B starts October 1. Your OPT EAD covers the gap if your OPT is still valid.
What happens if I drop below full-time enrollment?
Dropping below full-time enrollment without DSO authorization is a status violation. You must maintain full-time enrollment (usually 12+ credit hours for undergrad, 9+ for grad). Exceptions exist for academic difficulty, final semester, or medical reasons — always get DSO approval first.

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